Privacy Policy

Website: www.moracle.co.uk
Last Updated: [February,2026]

1. Introduction

Moracle Limited (“Moracle”, “we”, “our”, or “us”) is an accounting and financial services firm committed to protecting your personal and financial data. This Privacy Policy explains how we collect, use, store, and safeguard your information when providing accounting, tax, bookkeeping, payroll, advisory, and related services.

We comply with the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, and relevant professional regulatory standards.

2. Information We Collect

Due to the nature of our services, we may collect and process the following categories of data:

a) Personal Identification Information

  • Full name

  • Address

  • Email address

  • Phone number

  • Date of birth

  • National Insurance number

  • Passport or ID documentation (for compliance/KYC purposes)

b) Financial and Accounting Information

  • Bank account details

  • Transaction records

  • Payroll data

  • Tax records

  • HMRC correspondence

  • Invoices and financial statements

  • Business ownership and company registration information

c) Sensitive Data (Where Applicable)

In limited circumstances, we may process special category data where required by law (e.g., payroll health-related absences). Such data is handled with enhanced security controls.

d) Website Data

  • IP address

  • Browser/device information

  • Cookies and analytics data

3. How We Use Your Information

We use your data to:

  • Provide accounting, bookkeeping, payroll, tax, and advisory services

  • Prepare and submit tax returns to HMRC

  • Process payroll and statutory filings

  • Manage client accounts and financial records

  • Conduct anti-money laundering (AML) and identity verification checks

  • Communicate with HMRC or regulatory bodies on your behalf

  • Issue invoices and manage billing

  • Improve our services and website

  • Comply with legal and regulatory obligations

4. Lawful Basis for Processing

We process data under the following lawful bases:

  • Contractual necessity – to deliver agreed accounting services

  • Legal obligation – to comply with HMRC, Companies House, AML, and regulatory requirements

  • Legitimate interests – to manage and improve our business

  • Consent – where required for marketing communications

5. Data Sharing

We do not sell personal data.

We may share data with:

  • HMRC and other tax authorities

  • Companies House

  • Payroll software providers

  • Cloud accounting platforms (e.g., Xero, QuickBooks, Sage)

  • Banking institutions (with client authorisation)

  • Professional advisers (legal, compliance, auditors)

  • Regulatory or law enforcement authorities where required

All third-party service providers are subject to data processing agreements and confidentiality obligations.

6. Data Retention

As an accounting firm, we retain client records in accordance with statutory and regulatory requirements, typically for a minimum of 6 years following the end of the relevant financial period, unless a longer retention period is required by law.

7. Data Security

We implement strict security measures, including:

  • Secure cloud-based accounting systems

  • Encrypted data transmission

  • Access control and authentication protocols

  • Confidentiality agreements for staff and contractors

  • Regular system updates and cybersecurity safeguards

8. International Data Transfers

Where accounting software providers store data outside the UK, we ensure appropriate safeguards are in place, including Standard Contractual Clauses or equivalent protections under UK GDPR.

9. Your Rights

Under UK GDPR, you have the right to:

  • Access your personal data

  • Request correction of inaccurate data

  • Request erasure (subject to legal retention obligations)

  • Restrict processing

  • Object to processing

  • Request data portability

  • Withdraw consent (where applicable)

To exercise your rights, contact:
[Insert Moracle contact email]

10. Anti-Money Laundering (AML) Compliance

As a regulated accounting firm, Moracle Limited is legally required to conduct identity verification and maintain certain records under UK Anti-Money Laundering regulations. This may include collecting identification documents and retaining them for statutory periods.

11. Cookies

Our website uses cookies to enhance user experience and analyse traffic. You may manage cookie preferences via your browser settings.

12. Changes to This Policy

We may update this Privacy Policy periodically. The latest version will always be published on www.moracle.co.uk.

13. Contact Information

Moracle Limited
Website: www.moracle.co.uk
Email: [admin@moracle.co.uk]
Registered Address: [admin@moracle.co.uk]